Independent advice


Advice UK

020 7407 4070
www.adviceuk.org.uk


Citizens Advice

The phone number of your local bureau can be found in the phone book, at the local library or from the Citizens Advice website. www.citizensadvice.org.uk


Citizens Advice Scotland

0131 550 1000
www.cas.org.uk


Step Change Debt Charity

0800 138 1111
www.stepchange.org


Money Advice Scotland

0141 572 0237
www.moneyadvicescotland.org.uk


National Debtline

0808 808 4000
www.nationaldebtline.co.uk


Payplan

0800 917 7823
www.payplan.com


Scottish Trust Deeds Advice Forum

0800 043 7201
www.trust-deed.co.uk

If you would like to compare the cost of home credit and other providers in your area, go to www.lenderscompared.org