ANSWER: Home credit is small, short-term, unsecured loans. Customers typically borrow between £150 - £500 over a period of 6 months to a year. There is a fixed, all-in charge: no extra charges whatsoever – even if customers make reduced repayments or even stop their repayments for a time, and a weekly home-collection service where an agent from the company calls at the customer’s home at a time convenient to the customer. Home credit provides customers with a simple, convenient, transparent and flexible service.