Home credit

A mother and daughter loading the washing machine

We provide home credit through our Provident Personal Credit business, which has a network of over 200 branches and related administrative facilities and provide small, unsecured loans, usually for sums of around £500.

Loans are delivered to the customer’s home by an agent who then calls every week to collect the repayments. Unlike other forms of lending, home credit includes all the costs up front. There are no extra charges whatsoever, even if a customer misses a payment. For those managing on a tight budget, it’s important to know that the amount to be repaid is fixed at the start and will never go up.

What’s home credit for?

Our customers use home credit for a variety of reasons, from special events like Christmas, weddings or birthdays or simply to cope with an unexpectedly high bill.

Our TV advert

View our Provident Personal Credit TV advert that explains our home credit services.