External links

Home credit

Consumer Credit Association

Trade association for home credit. Most UK home credit providers are members.

Lenders Compared

Price comparison website for home credit loans.


Money Advice Trust Information Hub

Part of Money Advice Trust. A website-based library of information on money advice, credit, debt and debt remedies and recovery.

Personal Finance Research Centre

Based in the University of Bristol, this independent research centre specialises in social research into personal finance.

Step Change Debt Charity

Research undertaken by this UK-wide provider of telephone, online and face to face advice on credit and debt issues


Based at Toynbee Hall in East London, Transact is a UK-wide network of individuals and organisations with an interest in financial inclusion.

The Money Charity

National money education charity who also compile monthly debt statistics.

Consumer credit regulation and information

Financial Conduct Authority

UK regulator of consumer credit

The Money Advice Service

Free service set up by the government to help people make the most of their money.

Financial Ombudsman Service

Free service for the resolution of disputes between customers and their financial service providers.

Money advice providers

The following organisations provide free (to client) advice:

Christians Against Poverty

Christians Against Poverty is a national debt counselling charity.

Citizens Advice

The phone number and contact details for local bureau (in England and Wales) can be found in the phone book, at the local library or from the Citizens Advice website.

Citizens Advice Scotland

The phone number and contact details for local bureau (in Scotland) can be found on the Citizens Advice Scotland website.

Step Change Debt Charity

UK-wide provider of telephone, online and face to face advice.

National Debtline

Telephone helpline for those with debt problems in England, Scotland and Wales.


UK-wide provider of debt advice.

The following organisations provide support or training services to free advice providers:

Advice UK

Money Advice Scotland

Money Advice Trust