What we do
Our portfolio of products is based on building personal relationships with our customers and is split into two divisions: consumer credit and credit cards.
Consumer Credit Division
Home credit
We provide home credit through the Provident Personal Credit and Greenwood Personal Credit brands, with 11,500 local agents visiting 1.8 million customers (around one in 20 UK households) to issue loans and collect payments every week.
Direct repayment loans
We offer customers larger, longer loans than traditional weekly-collected home credit through our Real Personal Finance (RPF) brand. RPF loans are typically around £1,800 and after being arranged face-to-face in the customer’s home are repaid by monthly direct debit.
Credit cards
Vanquis Visa card
We provide Visa-branded credit cards with limits that are significantly lower than those of mainstream lenders and a high level of contact with customers to help them stay in control.
