Our business

Provident Financial agent and customer talking at a table

We are UK’s leading suppliers of personal credit products to the non-standard lending market. And we are a FTSE mid-shares 250 company listed on the London Stock Exchange.

Our purpose is to ensure that people who live in the real world of low incomes, uncertain employment and rising food, fuel and living costs, have access to responsible, sustainable lending that meets their needs.

The group’s mission is to be the leading non-standard specialist lender where we operate, acting responsibly in all our relationships and playing a positive role in the communities we serve.

Our home credit business has been providing small loans, issued in the home and collected weekly, since 1880. Vanquis Bank issues credit cards to people often excluded by mainstream card issuers. The Bank also provides competitive retail deposit accounts for savers.

Research and debate

A factual introduction to home credit and some of its associated issues.