Interim results 2009

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Index

• Highlights

Interim management report

• Group results
• Market conditions
• Consumer Credit Division
• Vanquis Bank
• Yes Car Credit
• Central costs
• Taxation
• Dividends
• Balance sheet
• Funding and capital
• Regulation
• Summary and outlook
• Principal risks and uncertainties
• Related party transactions

Condensed consolidated interim financial information

• Consolidated income statement
• Consolidated statement of comprehensive income
• Consolidated balance sheet
• Consolidated statement of changes in shareholders' equity
• Consolidated cash flow statement

• Notes
• Statement of directors' responsibilities
• Auditors' review report
• Information for shareholders