Leading specialist

We provide simple, manageable financial services for people whose needs are not always met on the high street.

A business based
on communication

We are in constant touch with our customers through a network of agents, branches, call centres and websites.

Face to face
in people's homes

Our home credit agents live in the same communities as our customers and understand their needs.

Building on
our experience

We have been providing straightforward, manageable products for the non-standard credit market for more than 130 years.

With a responsible

Our products are simple, transparent and tailor-made to meet our customers' needs.

And an
unmatched service

We are the largest non-standard lender in the UK.



  • 25 Feb 2014
    Preliminary results for the year ended 31 December 2013Provident Financial plc is the market-leading provider of credit cards to non-standard consumers in the UK and the market-leading provider of home credit in the UK and Ireland. The group serves over 2.6 million customers and its operations consist of Vanquis Bank and the Consumer Credit Division (CCD).
  • 05 Feb 2014
  • 15 Jan 2014

Share price

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15 minute delayed share price from the London Stock Exchange.

On the move

Screenshot of the Web app on an Apple iPad

Live share price, news, reports and presentations on our Investor Relations web app.

Our products

Female hand holding a purple credit card

Our business succeeds by offering transparent products to people on average or below-average incomes.

What we do

Employee shows customer a book whilst both are laughing

Our portfolio of products is based on building personal relationships with our customers and is split into two divisions: consumer credit and credit cards.

2012 CR Report

View our latest corporate responsibility report, or browse the archive.

Our sites

Find out more about Provident Personal Credit and Vanquis Bank.


Our business has been evolving since 1880, and we're excited about our future. Could you be a part of it?