Make a new note
A note on cookies
We use cookies to store your notes.
Therefore, it is only available from this computer. If it is a shared computer others may be able to view them.
We do not use cookies to store personal information.
Saved pages tool
No saved pages
A note on cookies
We use cookies to store your page list.
Therefore, it is only available from this computer. If it is a shared computer others may be able to see the list.
We do not use cookies to store personal information.
Group business review
The group has produced a solid performance in 2009 as a result of the careful management of growth, impairment and costs against the backdrop of a worsening economic environment. The group has a strong balance sheet and liquidity position.
Download Business review tables Excel 0.04Mb
| Group results | 2009 £m |
2008 £m |
Change £m |
|---|---|---|---|
| Home credit | 128.9 | 128.8 | 0.1 |
| Real Personal Finance | (7.7) | (2.7) | (5.0) |
| Consumer Credit Division | 121.2 | 126.1 | (4.9) |
| Vanquis Bank | 14.1 | 8.0 | 6.1 |
| Yes Car Credit | 0.2 | (2.9) | 3.1 |
| Central: | |||
| – costs | (7.0) | (5.5) | (1.5) |
| – interest receivable | 1.6 | 3.1 | (1.5) |
| Total central | (5.4) | (2.4) | (3.0) |
| Profit before tax and exceptional costs | 130.1 | 128.8 | 1.3 |
Split of business divisions by year-end receivables
Consumer Credit Division £883.8m
Vanquis Bank £255.5m
Total number of group customers
Profit before tax and exceptional costs*
*stated before exceptional finance costs of £4.4m.