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Tailored products

tried and tested

Our products are specifically designed to meet closely the needs of non-standard customers, with high levels of flexibility and personal service delivered at prices that offer good value for money.

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Chairman's statement

The group has produced a
solid performance in 2009

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In 2009 we continued to meet
the needs of our customers.

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Corporate responsibility review

Corporate responsibility remains a fundamental part of our business strategy.


Download PDFs of the entire report or sections of it, as well as financial tables in Excel format.

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Financial highlights

£130.1 million

Profit before tax and exceptional costs

63.5 pence

Dividend per share

71.4 pence

Basic earnings per share before exceptional costs

£1,139 million

Year-end receivables