Provident Financial - Corporate Responsibility Report:


Financial performance

It's important for us to measure not just our social and environmental performance, but also the impact of our economic performance.

Table 5: Group financial performance

 

2005 £m

2004 £m

Change £m

UK home credit

146.3

154.0

(7.7)

Vanquis Bank

(15.9)

(9.0)

(6.9)

International

51.1

39.8

11.3

Motor insurance

40.0

34.6

5.4

Group central costs

(15.5)

(11.2)

(4.3)

Profit before taxation from ongoing operations

206.0

208.2

(2.2)

Yes Car Credit

 

 

 

- trading

(24.6)

(2.7)

(21.9)

- costs of closure

(141.0)

-

(141.0)

Profit before taxation

40.4

205.5

(165.1)

Brackets indicate a negative.

The international division had another excellent year. Profit before taxation is set out by region in the table below.

Table 6: International division - profit before taxation

  2005 £m 2004 £m Change £m
Central Europe 64.2 52.6 11.6
Mexico (2.9) (2.2) (0.7)
International central costs (10.2) (10.6) 0.4
Profit before taxation 51.1 39.8 11.3

Brackets indicate a negative.

More detailed information about our financial results, performance and activities is published in our
 Opens in a new window Annual Report and Accounts 2005.

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