What we do

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Our portfolio of tailored products is based on building personal relationships with our customers and is split into three divisions: consumer credit, credit cards and personal vehicle finance.

Consumer Credit Division

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Home credit

We provide home credit through our Provident Personal Credit business, with 9,000 local agents visiting 1.6 million customers to issue loans and collect payments every week.

Online Loans

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Satsuma Loans

A fresh approach to lending.

Credit cards

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Vanquis Visa card

Vanquis Bank provides Visa-branded credit cards with limits that are significantly lower than those of mainstream lenders and a high level of contact with customers to help them stay in control.

Vehicle finance

Moneybarn

Moneybarn

Moneybarn provides car finance to non-standard customers in the UK. By assessing every customer’s personal history, needs and situation, Moneybarn can make responsible lending decisions and offer affordable payment schedules.

Research and debate

A factual introduction to home credit and some of its associated issues.