Leading specialist lender

We provide simple, manageable financial services for people whose needs are not always met on the high street.

A business based on communication

We are in constant touch with our customers through a network of agents, branches, call centres and websites.

Face to face in people's homes

Our home credit agents live in the same communities as our customers and understand their needs.

Building on our experience

We have been providing straightforward, manageable products for the non-standard credit market for more than 130 years.

With a responsible approach

Our products are simple, transparent and tailor-made to meet our customers' needs.

And an unmatched service

We are the largest non-standard lender in the UK.



Our Preliminary results for the year ended 31 December 2014 were announced on 24 February 2015.


Share price

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Last close2,721.00GBp

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15 minute delayed share price from the London Stock Exchange.

On the move


Live share price, news, reports and presentations on our Investor Relations web app.

Our products


Our business succeeds by offering transparent products to people on average or below-average incomes.

What we do


Our portfolio of products is based on building personal relationships with our customers and is split into three divisions: consumer credit, credit cards and personal vehicle finance.

2013 CR Report

View our latest corporate responsibility report, or browse the archive.

Our sites

Find out more about Provident Personal Credit and Vanquis Bank.


Our business has been evolving since 1880, and we're excited about our future. Could you be a part of it?